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What Size Breaker for Water Heater? (10–100 Gallon Chart 2026)

Most electric water heaters need a 30-amp double-pole breaker. Complete breaker sizing chart for 10–100+ gallon tanks and tankless units, including NEC calculations and wiring requirements.

HVAC Base TeamUpdated February 5, 202613 min read

The vast majority of residential electric water heaters — from 30 to 80+ gallons — require a 30-amp double-pole breaker. This is because most standard tank water heaters use either a 4,500W or 5,500W heating element, which draws 18.75–22.9 amps at 240V. With the continuous-load safety factor, a 30A breaker is the correct size.

The tank capacity (gallons) doesn't directly determine breaker size — the heating element wattage does. A compact 30-gallon and a large 80-gallon tank often use identical 4,500W elements, requiring the same 30A breaker.

Water Heater Breaker Size Chart (By Wattage)

Element WattageAmps at 240VContinuous Load (×1.25)Required BreakerWire Gauge
1,500W6.25A7.8A15A DP14 AWG
2,000W8.3A10.4A15A DP14 AWG
2,500W10.4A13.0A15A DP14 AWG
3,000W12.5A15.6A20A DP12 AWG
3,500W14.6A18.2A20A DP12 AWG
4,000W16.7A20.8A25A or 30A DP10 AWG
4,500W18.75A23.4A30A DP10 AWG
5,000W20.8A26.0A30A DP10 AWG
5,500W22.9A28.6A30A DP10 AWG
6,000W25.0A31.3A40A DP8 AWG
Important

DP = Double-Pole. All electric water heaters operate on 240V, which requires a double-pole breaker connected to both bus bars in your electrical panel. A single-pole breaker only provides 120V and won't work. Double-pole breakers occupy two adjacent slots in your panel.

Water Heater Breaker Size Chart (By Tank Size)

Tank size correlates loosely with element size, but the nameplate wattage is what matters. Here are typical configurations:

Tank Size (Gallons)Common Element(s)AmpsBreakerWireNotes
6–20 (point-of-use)1,500–2,500W6.25–10.4A15–20A DP14–12 AWGUnder-sink units
20–30 (compact)3,000–4,000W12.5–16.7A20–25A DP12–10 AWGApartments, small homes
30–40 (standard)4,500W18.75A30A DP10 AWGMost common residential
40–50 (standard)4,500W18.75A30A DP10 AWGMost common residential
50–65 (large)4,500–5,500W18.75–22.9A30A DP10 AWGLarger families
65–80 (extra-large)5,500W22.9A30A DP10 AWGLarge families, high demand
80–120 (commercial)5,500–6,000W22.9–25A30–40A DP10–8 AWGCommercial applications

Why Most Tanks Use 4,500W Elements

Manufacturers standardize on 4,500W because:

  1. It fits standard wiring: 4,500W ÷ 240V = 18.75A, which stays comfortably under a 30A breaker
  2. It provides adequate recovery: A 4,500W element heats about 21 gallons per hour — enough for typical household use
  3. It's energy-efficient enough: Larger elements draw more power without proportionally faster recovery

Larger tanks (65–80 gallons) sometimes use 5,500W elements for faster recovery, but they still fit on a 30A circuit because 22.9A × 1.25 = 28.6A, which rounds up to 30A.

How to Calculate Breaker Size

Step 1: Find the Element Wattage

Check your water heater's data plate (usually on the side of the tank near the access panel). Look for:

  • Wattage (W): The total power draw (e.g., 4500W)
  • Voltage (V): Should be 240V or 208/240V
  • Amps (A): May be listed directly

If only watts and volts are listed: Amps = Watts ÷ Volts

Step 2: Apply the Continuous Load Factor

Water heaters are considered continuous loads because they can run for 3+ hours during heavy hot water use. NEC 422.13 requires:

Required Breaker Ampacity = Actual Amps × 1.25

This 125% factor provides a safety margin for sustained operation.

Step 3: Select the Breaker

Choose the next standard breaker size equal to or greater than the calculated ampacity.

Standard residential double-pole breaker sizes: 15A, 20A, 25A, 30A, 35A, 40A, 45A, 50A, 60A

Real-World Example

Example calculation — 4,500W water heater:

  1. Amps = 4,500W ÷ 240V = 18.75A
  2. Continuous load = 18.75A × 1.25 = 23.44A
  3. Next standard breaker = 25A or 30A
  4. Industry standard = 30A double-pole

Most electricians use 30A rather than 25A because 25A breakers are less common and 30A provides additional margin for voltage fluctuations.

Tankless Water Heater Breaker Requirements

Tankless electric water heaters are completely different from tank units. They require significantly more power and multiple circuits.

Tankless kW RatingTotal AmpsNumber of BreakersBreaker Size (each)Total Panel Amps
8 kW33A140A DP40A
11 kW46A160A DP60A
13 kW54A230A DP60A
18 kW75A240A DP80A
24 kW100A250A DP100A
27 kW113A340A DP120A
29 kW121A350A DP150A
36 kW150A440A DP160A
Warning

Tankless electric water heaters can overwhelm residential panels. A 27 kW unit requires 120A of breaker capacity — 60% of a 200A panel. Before installing a tankless electric unit, have an electrician verify your panel can handle the additional load. In many cases, a panel upgrade is required.

Heat Pump Water Heater Breaker Size

Heat pump water heaters are the most efficient electric option. They use the same breaker as standard tanks but consume far less energy.

TypeWattage (Heat Pump Mode)Wattage (Backup Mode)BreakerWire
Hybrid (normal use)500–600WN/A30A DP10 AWG
Hybrid (backup heating)4,500W4,500W30A DP10 AWG
Heat pump only500–600WN/A30A DP10 AWG

Heat pump water heaters have a backup resistance element (typically 4,500W) that activates during high-demand periods or cold ambient temperatures. The circuit is sized for this worst-case scenario, hence the 30A breaker requirement — same as a standard tank.

The energy savings come from normal operation, where the unit runs almost entirely on the heat pump (500–600W) rather than resistance heating.

Common Breaker Sizing Mistakes

Mistake 1: Using a Single-Pole Breaker

Wrong: Installing a 30A single-pole breaker for a 240V water heater.

Why it fails: Single-pole breakers supply 120V from one bus bar. Water heaters need 240V, which requires connections to both bus bars via a double-pole breaker. A single-pole breaker will either fail to power the heater at all or supply only 120V (1/4 the heating power).

Fix: Always use a double-pole breaker for 240V appliances.

Mistake 2: Undersizing the Breaker

Wrong: Using a 20A breaker for a 4,500W water heater because "it only draws 18.75A."

Why it's a code violation: NEC requires continuous loads (3+ hours) to be limited to 80% of breaker capacity. A 20A breaker allows only 16A continuous — the 18.75A draw exceeds this limit. The breaker may nuisance-trip or overheat.

Fix: Apply the 1.25× factor. 18.75A × 1.25 = 23.4A → use a 30A breaker.

Mistake 3: Oversizing the Breaker (More Dangerous)

Wrong: Using a 40A or 50A breaker on 10 AWG wire "to stop nuisance tripping."

Why it's dangerous: The breaker protects the wire, not the appliance. If you put a 40A breaker on 10 AWG wire (rated 30A), the wire can overheat and start a fire before the breaker trips.

Fix: If breaker trips repeatedly, diagnose the cause — bad element, loose connection, short circuit. Never upsize the breaker without upsizing the wire.

Mistake 4: Not Matching Wire to Breaker

Wrong: Using leftover 12 AWG wire with a 30A breaker.

Why it's a fire hazard: 12 AWG wire is rated for only 20A per NEC 240.4(D). A 30A breaker allows 50% more current than the wire can safely carry. The wire overheats inside the wall before the breaker trips.

Fix: Always match wire to breaker: 30A = 10 AWG, 20A = 12 AWG, 15A = 14 AWG.

Real-World Examples

Example 1: Standard 50-Gallon Tank Replacement

Scenario: Replacing old 50-gallon water heater. Existing circuit: 30A double-pole breaker, 10/2 NM-B wire.

New water heater nameplate: 4,500W, 240V

Calculation: 4,500 ÷ 240 = 18.75A × 1.25 = 23.4A → 30A breaker

Verdict: Existing 30A circuit is correct. No changes needed — just connect the new water heater.

Example 2: Upgrading from 30-Gallon to 65-Gallon

Scenario: Upgrading from compact 30-gallon (3,000W) to large 65-gallon (5,500W). Existing circuit: 20A breaker, 12/2 wire.

New calculation: 5,500 ÷ 240 = 22.9A × 1.25 = 28.6A → 30A breaker

Problem: Existing 12 AWG wire can only support 20A. 30A breaker on 12 AWG = fire hazard.

Solution: Run new 10/2 NM-B cable and install 30A double-pole breaker. Do not reuse the existing wire.

Example 3: Adding Tankless Under-Sink Unit

Scenario: Installing 4 kW point-of-use tankless under kitchen sink for instant hot water.

Calculation: 4,000 ÷ 240 = 16.7A × 1.25 = 20.8A → 25A or 30A breaker

Wire: 10 AWG minimum (30A) or 12 AWG with 20A if the unit draws under 16A (check specs)

Panel impact: One additional double-pole breaker, minimal compared to whole-house tankless.

Example 4: Converting from Gas to Electric

Scenario: Gas water heater failed; homeowner wants to switch to electric 50-gallon tank. No existing 240V circuit to water heater location.

Required new circuit:

  • Breaker: 30A double-pole
  • Wire: 10/2 NM-B
  • Run: 40 feet (basement to water heater location)
  • Cost: Materials $60–$100, professional install $250–$500

Panel check: Verify panel has two adjacent open slots for the double-pole breaker.

Key Takeaways

Key Takeaway
  • 30A double-pole breaker is the standard for residential tank water heaters (4,500W–5,500W elements)
  • Wire must match breaker: 30A breaker = 10 AWG wire, 20A breaker = 12 AWG wire
  • Tank size doesn't determine breaker size — the element wattage does
  • Apply the 1.25× continuous load factor: Actual amps × 1.25 = minimum breaker ampacity
  • Tankless electric requires multiple breakers — 2–4 circuits drawing 80–160A total
  • Heat pump water heaters use standard 30A circuits — same as tanks, but 60–70% less energy
  • Never oversize a breaker to stop tripping — diagnose and fix the actual problem
  • Always use double-pole breakers for 240V water heaters

Frequently Asked Questions

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